AI agent system cuts document processing from 15 to 2 mins at Direct Pojistovna

Direct Pojistovna, a fast-growing Czech insurer, wanted to radically accelerate and simplify claims settlement. The company faced a flood of client documents in multiple formats, from handwritten claims and invoices to photos of damage. Processing these manually was time-consuming and required specialist knowledge. To solve this, Direct Pojistovna partnered with BigHub to build an advanced agent-based system that automates document handling, evaluates claims, and enables instant payouts in straightforward cases.

87%

reduced time of processing

~100%

precision in invoice reading and validation

24/7

agent system works nonstop

Client
Direct Pojistovna
Industry
Technology
Azure Document Intelligence, LangChain, LangGraph (Python), Kafka, Cursor IDE, hybrid rule engine + LLMs
Delivered Solution
Agent system for automated claims document processing and payout decisions
Users
Implementation length
9 months
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"Customer feedback on the automated claims processing has been very positive. The significant acceleration of case resolution, simplified communication, and the system’s ability to decide on payouts within minutes all improve the overall customer experience."

Jakub Lada
AI Digitalization Expert, Direct Pojistovna

Key Pain Points

  • Claims handlers had to process a wide range of unstructured documents (handwritten reports, PDFs without data layers, photos, invoices, powers of attorney).
  • Each case took on average 15 minutes of manual work, even for routine payouts.
  • Lack of structured information made it hard to detect errors (wrong account numbers, incomplete documentation, suspicious invoice items).
  • No automated system existed that could prepare a complete claim summary and support quick payout decisions.
  • Processing speed was limited to working hours, leaving clients waiting.

BigHub’s Solution

BigHub helped designing and delivering a modular agent-based system capable of automating claims document processing. The solution combined a pragmatic iterative development model with modern AI tools:

  • Hybrid approach: A rule engine enforced business rules (e.g., “if bank account is missing, block payout”), combined with AI for attribute extraction and decision-making.
  • Document Intelligence: Azure Document Intelligence extracted data from invoices, claims forms, and handwritten notes.
  • Agent orchestration: LangChain and LangGraph in Python managed multiple specialized agents working together.
  • Event-driven architecture: Kafka processed commands and events across the layered system.
  • Cursor IDE integration: Deep use of LLMs inside the development environment enabled rapid iteration and business involvement.

A unique aspect of the project was the close collaboration between BigHub and Direct’s business team. Business owner Jakub Lada was actively involved in designing agents and workflows. With LLM-supported “vibe coding,” he was able to co-create logic directly in the system, gradually evolving into a business coder role. This eliminated bottlenecks and shortened the cycle from requirement to implementation.

Results

Operational efficiency
  • Claims processing reduced from 15 minutes of manual work to 2 minutes after the last document is submitted.
  • Fully automated processing possible in straightforward cases, without claims handler intervention.
  • The system operates 24/7, unlike human claims staff limited by working hours.
  • Routine cases (e.g., only missing bank account details) can now be easily flagged and prepared for quick resolution.
Accuracy and reliability
  • Nearly 100% precision in invoice reading and validation.
  • High success rate in evaluating claim completeness and detecting potential problems.
  • Clear summaries provided to claims handlers, reducing dependence on expert knowledge.
Customer impact
  • Clients with uncomplicated claims can receive payouts within minutes, improving satisfaction.
  • Faster, simpler communication in the claims process has been highlighted positively by customers.
Organizational impact
  • Created a new internal competency: a business coder team, led by Jakub Lada, bridging business knowledge with agile AI development.
  • Shifted development practices by adopting Cursor IDE as a standard environment for LLM-powered projects.
  • Freed claims handlers to focus on complex cases rather than routine paperwork.

Next Steps

  • Extending the agent system to other insurance product lines with similar document-heavy processes.
  • Rolling out new agents to handle additional decision rules and workflows.
  • Scaling the business coder approach so more non-developers in Direct can directly design and test AI agents.
  • Continuing to build Direct’s internal know-how in agent-based automation with Cursor IDE as a core tool.
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BigHub
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From theory to practice: How BigHub prepares CVUT FJFI students for the world of data and AI

Data analysts and AI specialists are among the most sought-after professionals today. Companies are looking for people who understand data, can leverage cloud technologies, and know how to apply machine learning to real-world problems. Yet university teaching often remains theoretical. Students learn algorithms and mathematical principles but lack the know-how to use them in practice.
Bridging academia and real-world practice is key

At the Faculty of Nuclear Sciences and Physical Engineering of CVUT (FJFI), we are changing that. Since the 2021/2022 academic year, BigHub has been teaching full-semester courses that connect academia with the real world of data. And it’s not just lectures—students get hands-on experience with real technologies in a business-like environment, guided by professionals who deal with such projects every day.

What brought us to FJFI

BigHub has a personal connection to CVUT FJFI. Many of us—including CEO Karel Šimánek, COO Ing. Tomáš Hubínek, and more than ten other colleagues—studied there ourselves. We know the faculty produces top-tier mathematicians, physicists, and engineers. But we also know that these students often lack insight into how data and AI function in business contexts.

That’s why we decided to change it. Not as a recruitment campaign, but as a long-term contribution to Czech education. We want students to see real examples, try modern tools, and be better prepared for their careers.

Two courses, two semesters
18AAD – Applied Data Analysis (summer semester)

The first course launched in the 2021/2022 academic year, led by Ing. Tomáš Hubínek. Its goal is to give students an overview of how large-scale data work looks in practice. Topics include:

  • data organization and storage,
  • frameworks for big data computation,
  • graph analysis,
  • cloud services,
  • basics of AI and ML.

Strong emphasis is placed on practical exercises. Students work in Microsoft Azure, explore different technologies, and have room for discussion. Selected lectures also feature BigHub experts who share insights from real projects.

18BIG – Data in Business (winter semester)

In 2024, we added a second course that builds on 18AAD. It is taught by doc. Ing. Jan Kučera, CSc. and doc. Ing. Petr Pokorný, Ph.D. The course goes deeper and focuses on:

  • data governance and data management in organizations,
  • integration architectures,
  • data platforms and AI readiness,
  • best practices from real-world projects.

While 18AAD shows what can be done with data, 18BIG demonstrates how it actually works inside companies.

Above-average student interest

Elective courses at FJFI usually attract only a few students. Our courses, however, enroll 20–35 students every year—an above-average number for the faculty.

Feedback is consistent: students appreciate the practical focus, open discussions, and the chance to ask professionals about real-world situations. For many, it’s their first encounter with technologies actually used in business.

Beyond the classroom

Our involvement doesn’t end with teaching. Together with the Department of Software Engineering, we’ve helped revise curricula and graduate profiles, enabling the faculty to respond more flexibly to what companies in the data and AI fields really need. This improves the quality of education across the entire faculty, not just for students who take our electives.

It’s not about recruitment

Sometimes, a student later joins BigHub — but that’s not the goal. The goal is to ensure graduates aren’t surprised by how data work really looks. We want them to have broader, more practical knowledge and hands-on experience with modern tools. It’s our way of giving back to the institution that shaped us and contributing to the Czech tech ecosystem as a whole.

Collaboration with FJFI goes beyond teaching. Since BigHub’s founding, we’ve supported the student union and regularly participated in the faculty’s Dean’s Cup sports event, playing futsal, beach volleyball, and more. This year, we also submitted several grant applications together and hope to soon collaborate on joint technical projects. We believe a strong community and informal connections between students and professionals are just as important as textbook knowledge.

What’s next?

Our cooperation with CVUT FJFI is long-term. Courses 18AAD and 18BIG will continue, and we are exploring ways to expand their scope. We see that students crave practical experience and that bridging academia with real-world practice truly works. If this helps improve the quality of data and AI projects in Czech companies, it will be the best proof that our effort is worthwhile.

AI
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EU AI Act: What It Is, Who It Applies To, and How We Can Help Your Company Comply Stress-Free

In 2024, the so-called AI Act came into effect, becoming the first comprehensive European Union law regulating the use and development of artificial intelligence. Which companies does it affect, how can you avoid draconian fines, and how does it work if you want someone else, like BigHub, to handle all the compliance concerns for you? The development of artificial intelligence has accelerated so rapidly in recent years that legislation must respond just as quickly. At BigHub, we believe this is a step in the right direction.
What the AI Act is and why it was introduced

The AI Act is the first EU-wide law that sets rules for the development and use of artificial intelligence. The rationale behind this legislation is clear: only with clear rules can AI be safe, transparent, and ethical for both companies and their customers.

Artificial intelligence is increasingly penetrating all areas of life and business, so the EU aims to ensure that its use and development are responsible and free from misuse, discrimination, or other negative impacts. The AI Act is designed to protect consumers, promote fair competition, and establish uniform rules across all EU member states.

Who the AI act applies to

The devil is often in the details, and the AI Act is no exception. This legislation affects not only companies that develop AI but also those that use it in their products, services, or internal processes. Typically, companies that must comply with the AI Act include those that:

  • Develope AI

  • Use AI for decision-making about people, such as recruitment or employee performance evaluation

  • Automate customer services, for example, chatbots or voice assistants

  • Process sensitive data using AI

  • Integrate AI into products and services

  • Operate third-party AI systems, such as implementing pre-built AI solutions from external providers

The AI Act distinguishes between standard software and AI systems, so it is always important to determine whether a solution operates autonomously and adaptively, meaning it learns from data and optimizes its results, or merely executes predefined instructions, which does not meet the definition of an AI solution.

Importantly, the legislation applies not only to new AI applications but also to existing ones, including machine learning systems.

To save you from spending dozens of hours worrying whether your company fully complies, BigHub is ready to handle AI Act implementation for you.

What the AI Act regulates

The AI Act defines many detailed requirements, but for businesses using AI, the key areas to understand include:

1. Risk classification

The legislation categorizes AI systems by risk level, from minimal risk to high risk, and even banned applications.

2. Obligations for developers and operators

This includes compliance with safety standards, regular documentation, and ensuring strict oversight.

3. Transparency and explainability

Users of AI tools must be aware they are interacting with artificial intelligence.

4. Prohibited AI applications

For example, systems that manipulate human behavior or intentionally discriminate against specific groups.

5. Monitoring and incident reporting

Companies must report adverse events or malfunctions of AI systems.

6. Processing sensitive data

The AI Act regulates the use of personal, biometric, or health data of anyone interacting with AI tools.

Avoid massive fines

Penalties for non-compliance with the AI Act are high, potentially reaching up to 7% of a company’s global revenue, which can amount to millions of euros for some businesses. 

This makes it crucial to implement the new AI regulations promptly in all areas where AI is used.

Let us handle AI Act compliance for you

Don’t have dozens of hours to study complex laws and don’t want to risk huge fines? Why not let BigHub manage AI Act compliance for your company? We help clients worldwide implement best practices and frameworks, accelerate innovation, and optimize processes, and we are ready to do the same for you.

We offer turnkey AI solutions, including integrating AI Act compliance. Our process includes:

  • Creating internal AI usage policies for your company

  • Auditing the AI applications you currently use

  • Ensuring existing and newly implemented AI applications comply with the AI Act

  • Assessing risks so you know which AI systems you can safely use

  • Mapping your current situation and helping with necessary documentation and process obligations

AI
0
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Databricks Mosaic vs. Custom Frameworks: Choosing the Right Path for GenAI

Generative AI today comes in many forms – from proprietary APIs and frameworks (such as Microsoft’s Response API or Agent AI Service), through open-source frameworks, to integrated capabilities directly within data platforms. One option is Databricks Mosaic, which provides a straightforward way to build initial GenAI applications directly on top of an existing Databricks data platform. At BigHub, we work with Databricks on a daily basis and have hands-on experience with Mosaic as well. We know where this technology delivers value and where it begins to show limitations. In some cases, we’ve even seen clients push Databricks Mosaic as the default choice, only to face unnecessary trade-offs in quality and flexibility. Our role is to help clients make the right call: when Mosaic is worth adopting, and when a more flexible custom framework is the smarter option.
Why Companies Choose Databricks Mosaic

For organizations that already use Databricks as their data platform, it is natural to also consider Mosaic. Staying within a single ecosystem brings architectural simplicity, easier management, and faster time-to-market.

Databricks Mosaic offers several clear advantages:

  • Simplicity: building internal chatbots and basic agents is quick and straightforward.
  • Governance by design: logging, lineage, and cost monitoring are built in.
  • Data integration: MCP servers and SQL functions allow agents to work directly with enterprise data.
  • Developer support: features like Genie (a Fabric Copilot competitor) and assisted debugging accelerate development.

For straightforward scenarios, such as internal assistants working over corporate data, Databricks Mosaic is fast and effective. We’ve successfully deployed Mosaic for a large manufacturing company and a major retailer, where the need was simply to query and retrieve data.

Where Databricks Mosaic Falls Short

More complex projects introduce very different requirements – around latency, accuracy, multi-agent logic, and integration with existing enterprise systems. Here, Databricks Mosaic quickly runs into limits:

  • Structured output: Databricks Mosaic cannot effectively enforce structured output, which impacts the quality and operational stability of various solutions (e.g., voicebots or OCR).
  • Multi-step workflows: processes such as insurance claims, underwriting, or policy issuance are either unfeasible or overly complicated within Databricks Mosaic.
  • Latency-sensitive scenarios: Databricks Mosaic adds an extra endpoint layer between user and model, which makes low-latency use cases difficult.
  • Integration outside Databricks: unless you only use Vector Search and Unity Catalog, connecting to other systems is more complex than in a Python-based custom framework.
  • Limited model catalog: only a handful of models are available. You cannot bring your own models or integrate models hosted in other clouds.

Even Databricks itself admits Mosaic isn’t intended to replace specialized frameworks. That’s true to a degree, but the overlap is real – and in advanced use cases, Mosaic’s lack of flexibility becomes a bottleneck.

Where a Custom Framework Makes Sense

A custom framework shines where projects demand complex logic, multi-agent orchestration, streaming, or low-latency execution:

  • Multiple agents: agents with different roles and skills collaborating on a single task.
  • Streaming and real-time: essential for call centers, voicebots, and fraud detection.
  • Custom logic: precisely defined workflows and multi-step processes.
  • Regulatory compliance: full transparency and auditability in line with the AI Act.
  • Flexibility: ability to use any libraries, models, and architectures without vendor lock-in.

This doesn’t mean Databricks Mosaic can’t ever be used for business-critical workloads – in some cases it can. But in applications where latency, structured output, or high precision are non-negotiable, Mosaic is not yet mature enough.

How BigHub Approaches It

From our experience, there’s no one-size-fits-all answer. Databricks Mosaic works well in some contexts, while in others a custom framework is the only viable option.

  • Manufacturing & Retail: We used Databricks Mosaic to build internal assistants that answer queries over corporate data (SQL queries). Deployment was fast, governance was embedded, and the solution fit the use case perfectly.
  • Insurance (Claims Processing): Here, Databricks Mosaic simply wasn’t sufficient. It lacked structured output, multi-agent orchestration, and voice processing. We delivered a custom framework that achieved the required accuracy, supported multi-step workflows, and met audit requirements under the AI Act.
  • Banking (Underwriting, Policy Issuance): Banking workflows often involve multiple steps and integration with core systems. Implementing these in Databricks Mosaic is overly complex. We used a custom middleware layer that orchestrates multiple agents and supports models from different clouds.
  • Call Centers & OCR: Latency-critical applications and use cases requiring structured outputs (e.g. form data extraction, voicebots) are not supported by Databricks Mosaic. These are always delivered using custom solutions.

Our role is not to push a single technology but to guide clients toward the best choice. Sometimes Databricks Mosaic is the right fit, sometimes a custom framework is the only way forward. We ensure both a quick start and long-term sustainability.

Our Recommendation
  • Databricks Mosaic: best suited for organizations already invested in Databricks that want to deploy internal assistants or basic agents with strong governance and monitoring.
  • Custom framework: the right choice when projects require complex multi-step workflows, multi-agent orchestration, structured outputs, or low latency.

At BigHub, we’ve worked extensively with both approaches. What we deliver is not just technology, but the expertise to recommend and build the right combination for each client’s unique situation.

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