Banking & Insurance
AI is reshaping how financial institutions and insurers operate. From risk assessment and compliance to customer experience and automation. BigHub helps leading banks and insurers design and implement AI solutions that are secure, compliant, and deliver measurable business value.
Key challenges of the industry
The financial and insurance sectors face growing pressure to innovate while maintaining strict regulatory compliance and data security. Below are the most common challenges AI can help solve.
Inefficient liquidity management
Limited automation in liquidity forecasting and fund allocation leads to suboptimal capital utilization and increased risk exposure.
Legacy and fragmented systems
Outdated infrastructure and siloed data prevent financial institutions from gaining a unified customer and risk view.
Rising regulatory complexity
Strict frameworks such as EU AI Act, GDPR, and PSD2 demand continuous monitoring and explainable AI governance.
High operational costs
Manual document processing, claims handling, and reporting create heavy workloads and slow execution.
Fraud and risk management
Traditional rule-based models struggle to detect new fraud patterns and emerging risk signals in real time.
Poor data utilization
Vast amounts of unused transactional and behavioral data limit predictive insights and decision-making.
Compliance burden
Regulators require transparent reporting and auditability from all documents — a major challenge for teams using multiple systems.
Slow innovation cycles
Legacy systems and complex approval processes delay AI adoption and experimentation within large organizations.
AI use cases for the industry
AI is already delivering measurable results in finance and insurance - from automating operations to personalizing client experiences.
AI document assistant
Automates claims, credit scoring, and policy document processing with secure large-language-model-based understanding.
Customer intelligence platform
Connects data across CRM, core banking, and digital channels to personalize offers and customer journeys.
Conversational AI for clients
Delivers 24/7 multilingual customer support and guidance through secure chat and voice channels.
AI Liquidity Optimizer
Automates liquidity forecasting and cash flow management using real-time data from multiple financial systems.
Fraud detection engine
Analyzes transaction patterns to identify anomalies and prevent fraud in real time.
Predictive risk modeling
Uses machine learning to forecast credit, market, and liquidity risks, improving decision accuracy.
BigHub's solutions for the industry
BigHub delivers end-to-end AI and data solutions from proof of concept to full production.
Case studies from the industry
We help major financial and insurance institutions modernize their operations, enhance data governance, and deploy AI that drives measurable value — securely and at scale.
AI assistant PROKOOP, Kooperativa’s sales team cuts down on admin and focuses more on clients
AI agent system cuts document processing from 15 to 2 mins at Direct Pojistovna
From 3 days to minutes: How NN pojistovna accelerated claim processing
AI-powered VR solution makes ČPP presentation skill development 3x faster
Why BigHub
We help enterprises turn AI from experimentation into measurable business results. Our approach combines deep technical expertise with a clear focus on impact, scalability, and long-term value.
Business ROI first
Every project starts with a clear business case. We identify high-return opportunities and design AI solutions that bring measurable impact — not experiments, but outcomes.
Long term partner
We don’t deliver and disappear. BigHub works as your strategic partner, ensuring that AI initiatives stay aligned with your business goals and continue to deliver value over time.
High expertise
Our team combines data engineering, machine learning, and business strategy experience across industries — enabling us to solve complex enterprise challenges end to end.
Security
We design and deploy AI within the strictest security and compliance frameworks. Your data stays protected, your governance transparent, your operations compliant.
Get your first consultation free
Want to discuss the details with us? Fill out the short form below. We’ll get in touch shortly to schedule your free, no-obligation consultation.
.avif)